01
Homeowners Insurance
Comprehensive coverage for your home and belongings.
- Dwelling coverage
- Personal property
- Liability protection
- Additional living expenses
Personal coverage
Personal Insurance
Protecting what matters most - your family, home, and future
Overview
Protection for Your Personal Life
Life is full of unexpected moments. At United Insurance Group, we help you protect the things that matter most - your home, vehicles, family, and financial future with comprehensive personal insurance coverage.
Our personal insurance solutions are designed to provide peace of mind and financial security. Whether you're a first-time homeowner, growing family, or planning for retirement, we have the coverage options to protect your lifestyle and assets at every stage of life.
Personal Insurance Coverage
Complete protection for you and your family
02
Auto Insurance
Protection for your vehicles and driving peace of mind.
- Liability coverage
- Collision & comprehensive
- Uninsured motorist
- Roadside assistance
03
Umbrella Insurance
Extra liability protection beyond standard policies.
- Additional liability limits
- Broader coverage
- Legal defense costs
- Worldwide coverage
04
Renters Insurance
Affordable protection for renters and their belongings.
- Personal property
- Liability coverage
- Loss of use
- Guest medical protection
Specialty Coverage Options
Enhanced protection for your unique needs
01
Boat & Marine
Coverage for boats, yachts, and personal watercraft
02
Motorcycle
Protection for motorcycles, ATVs, and recreational vehicles
03
RV Insurance
Coverage for motorhomes and travel trailers
04
Valuable Items
Special coverage for jewelry, art, and collectibles
05
Pet Insurance
Medical coverage for your furry family members
06
Identity Theft
Protection against identity theft and fraud
Why Families Choose United
01
Bundling Discounts
Save money by combining multiple policies like home and auto insurance for significant discounts.
02
Local Agents
Work with knowledgeable local agents who understand your community and personal needs.
03
Claims Support
Claims assistance when you need it most, with fast and fair settlements.
04
Flexible Coverage
Customize your coverage with various deductibles and limits to fit your budget.
Personal Insurance Benefits
01
Home Protection
- Replacement cost coverage
- Natural disaster protection
- Personal belongings coverage
- Guest medical protection
- Additional structures
02
Auto Benefits
- New car replacement
- Accident forgiveness
- Gap coverage
- Rental reimbursement
- Safe driver discounts
03
Family Protection
- Life insurance options
- Disability coverage
- College savings plans
- Estate planning support
- Long-term care options
Ways to Save on Personal Insurance
Take advantage of various discounts and savings opportunities to reduce your insurance costs while maintaining comprehensive coverage for your family.
01
Multi-Policy Discount
Bundle home, auto, and other policies for savings
02
Safety Features
Discounts for security systems and safety devices
03
Good Driver Rewards
Lower rates for safe driving records
04
Student Discounts
Special rates for good students and young drivers
Questions
Frequently asked questions
Still unsure? Call (866) 628-9441 or email contact@uigagency.com.
How much homeowners insurance do I need?
Your coverage should be enough to rebuild your home at current construction costs, plus coverage for personal belongings and liability protection.
What factors affect auto insurance rates?
Rates are based on your driving record, age, vehicle type, location, credit score, and coverage levels you choose.
Do I need renters insurance?
Yes, renters insurance protects your personal belongings and provides liability coverage that your landlord's insurance doesn't cover.
What is umbrella insurance?
Umbrella insurance provides additional liability coverage beyond your home and auto policy limits, typically starting at $1 million.
Protect What Matters Most
Get personalized insurance coverage for your family today.