01
Business Property
Protect your physical assets and business locations.
- Buildings and structures
- Equipment and machinery
- Inventory and stock
- Business personal property
Business coverage
Commercial Insurance
Comprehensive business protection tailored to your industry
Overview
Protect Your Business Assets
Your business is your livelihood. At United Insurance Group, we understand the unique risks businesses face and provide comprehensive commercial insurance solutions to protect your company, employees, and bottom line.
From small startups to large corporations, we offer customizable commercial insurance packages that combine property, liability, and specialized coverages. Our experienced team works with you to identify risks and create a protection plan that fits your budget and business needs.
Commercial Insurance Solutions
Complete coverage for every aspect of your business
02
Business Liability
Shield your business from lawsuits and claims.
- General liability
- Product liability
- Professional liability
- Employment practices
03
Commercial Auto
Coverage for your business vehicles and drivers.
- Fleet coverage
- Hired and non-owned auto
- Cargo coverage
- Physical damage
04
Cyber Liability
Protection against data breaches and cyber attacks.
- Data breach response
- Network security
- Business interruption
- Regulatory fines
Industry Expertise
Specialized coverage for your industry
01
Retail
Protection for stores, shops, and e-commerce businesses.
02
Restaurants
Coverage for restaurants, bars, and food service businesses.
03
Construction
Comprehensive coverage for contractors and builders.
04
Manufacturing
Protection for factories and production facilities.
05
Technology
Coverage for IT companies and tech startups.
06
Professional Services
Insurance for consultants and service providers.
Business Protection Features
01
Business Interruption
- Lost income coverage
- Operating expenses
- Employee wages
- Temporary relocation
- Supply chain disruption
02
Employee Coverage
- Workers' compensation
- Employment practices liability
- Employee benefits liability
- Key person insurance
- Group health options
03
Specialized Coverage
- Directors & Officers liability
- Errors & Omissions
- Equipment breakdown
- Crime coverage
- Inland marine
Risk Management Services
Our commercial insurance goes beyond coverage. We provide comprehensive risk management services to help you identify vulnerabilities, implement safety measures, and reduce claims.
01
Risk Assessment
On-site evaluation of your business risks
02
Safety Programs
Workplace safety training and protocols
03
Compliance Support
Help meeting regulatory requirements
04
Claims Prevention
Proactive strategies to minimize losses
Questions
Frequently asked questions
Still unsure? Call (866) 628-9441 or email contact@uigagency.com.
What's included in a Business Owner's Policy (BOP)?
A BOP typically combines property insurance, general liability, and business interruption coverage in one convenient package at a competitive price.
Do I need commercial auto insurance?
If you or your employees use vehicles for business purposes, commercial auto insurance is essential. Personal auto policies typically exclude business use.
How much commercial insurance do I need?
Coverage needs vary by business size, industry, and risk exposure. Our agents can help assess your specific needs and recommend appropriate limits.
What factors affect commercial insurance premiums?
Premiums are based on your industry, business size, location, claims history, coverage limits, and risk management practices.
Protect Your Business Today
Get comprehensive commercial insurance tailored to your business needs.