/* United Insurance Group - 2026 redesign. Fonts: Inter, Source Serif 4 (SIL OFL 1.1, self-hosted). */
@font-face{font-family:"Inter";src:url("fonts/inter-var-latin.woff2") format("woff2");font-weight:400 700;font-style:normal;font-display:swap}
@font-face{font-family:"Source Serif 4";src:url("fonts/sourceserif4-var-latin.woff2") format("woff2");font-weight:500 700;font-style:normal;font-display:swap}
:root{
  --navy-900:#00143a;--navy-800:#011a4a;--navy:#01215c;--navy-600:#01447e;--blue:#1f5fbf;--blue-50:#eef3fb;
  --ink:#101828;--ink-2:#344054;--muted:#5b6474;--line:#e4e7ec;--line-2:#d0d5dd;
  --paper:#ffffff;--stone:#f6f5f1;--stone-2:#efede7;
  --radius:14px;--radius-sm:10px;--shadow:0 1px 2px rgba(16,24,40,.05),0 8px 24px -8px rgba(16,24,40,.12);
  --shadow-lg:0 24px 48px -16px rgba(1,33,92,.28);
  --serif:"Source Serif 4",Georgia,"Times New Roman",serif;--sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --wrap:1200px;--gutter:clamp(20px,4vw,40px);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.65;color:var(--ink-2);background:var(--paper);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid #7aa7ff;outline-offset:2px;border-radius:4px}
h1,h2,h3,h4{color:var(--ink);margin:0 0 .5em;line-height:1.15}
h1,h2{font-family:var(--serif);font-weight:600;letter-spacing:-.015em}
h1{font-size:clamp(2.3rem,5.2vw,4rem)}
h2{font-size:clamp(1.85rem,3.4vw,2.7rem)}
h3{font-size:1.18rem;font-weight:650;letter-spacing:-.01em}
h4{font-size:1rem;font-weight:650}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
.skip{position:absolute;left:-9999px;top:8px;background:#fff;color:var(--navy);padding:10px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:650;letter-spacing:.14em;text-transform:uppercase;color:var(--navy-600);margin-bottom:14px}
.lead{font-size:1.15rem;color:var(--muted);max-width:640px}
[hidden],.mobile-only[hidden]{display:none!important}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;min-height:48px;padding:0 22px;border-radius:999px;font:600 .98rem/1 var(--sans);text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:background .2s,color .2s,border-color .2s,transform .2s;white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-600);color:#fff}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:var(--blue-50);color:var(--navy)}
.btn-ghost{border-color:var(--line-2);color:var(--ink);background:transparent}
.btn-ghost:hover{border-color:var(--navy);color:var(--navy)}
.btn-ghost-light{border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost-light:hover{border-color:#fff;color:#fff;background:rgba(255,255,255,.08)}
.btn-sm{min-height:40px;padding:0 16px;font-size:.92rem}
.arrow::after{content:"";width:.5em;height:.5em;border-top:2px solid currentColor;border-right:2px solid currentColor;transform:rotate(45deg);margin-left:.15em}
.link-arrow{font-weight:600;text-decoration:none;color:var(--navy);display:inline-flex;align-items:center;gap:.4em}
.link-arrow::after{content:"";width:.42em;height:.42em;border-top:2px solid currentColor;border-right:2px solid currentColor;transform:rotate(45deg);transition:transform .2s}
.link-arrow:hover::after{transform:translateX(3px) rotate(45deg)}

/* utility bar + header */
.util{background:var(--navy-900);color:#c8d3e8;font-size:.84rem}
.util .wrap{display:flex;justify-content:space-between;align-items:center;min-height:38px;gap:16px}
.util a{color:#e6ecf7;text-decoration:none}
.util a:hover{color:#fff;text-decoration:underline}
.util-left,.util-right{display:flex;gap:22px;align-items:center}
.header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
.header.scrolled{border-bottom-color:var(--line);box-shadow:0 6px 20px -14px rgba(16,24,40,.25)}
.header .wrap{display:flex;align-items:center;gap:28px;min-height:78px}
.brand{display:flex;align-items:center;flex:none}
.brand img{height:40px;width:auto}
.nav{margin-left:auto}
.nav>ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;align-items:center}
.nav a,.nav button.navlink{display:flex;align-items:center;gap:6px;padding:10px 13px;border-radius:999px;color:var(--ink);font:550 .95rem/1 var(--sans);text-decoration:none;background:none;border:0;cursor:pointer}
.nav a:hover,.nav button.navlink:hover,.nav .open>button.navlink{background:var(--stone);color:var(--navy)}
.nav a[aria-current="page"]{color:var(--navy);background:var(--blue-50)}
.has-menu{position:relative}
.navlink .chev{width:7px;height:7px;border-right:1.6px solid currentColor;border-bottom:1.6px solid currentColor;transform:rotate(45deg) translateY(-2px);transition:transform .2s}
.open>.navlink .chev{transform:rotate(225deg) translate(-2px,0)}
.menu{position:absolute;top:calc(100% + 10px);left:-12px;min-width:290px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:10px;opacity:0;visibility:hidden;transform:translateY(-4px);transition:.18s}
.has-menu.open .menu{opacity:1;visibility:visible;transform:none}
@media (hover:hover) and (min-width:1081px){.has-menu:hover .menu,.has-menu:focus-within .menu{opacity:1;visibility:visible;transform:none}}
.menu a{display:block;padding:11px 12px;border-radius:10px;line-height:1.3}
.menu a small{display:block;color:var(--muted);font-weight:400;font-size:.83rem;margin-top:3px}
.menu .menu-group{font-size:.72rem;font-weight:650;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);padding:10px 12px 4px}
.header-cta{display:flex;gap:10px;align-items:center}
.nav-toggle{display:none;margin-left:auto;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;cursor:pointer;align-items:center;justify-content:center}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--ink);position:relative;transition:.2s}
.nav-toggle span::before,.nav-toggle span::after{content:"";position:absolute;left:0;width:20px;height:2px;background:var(--ink);transition:.2s}
.nav-toggle span::before{top:-6px}.nav-toggle span::after{top:6px}
.nav-open .nav-toggle span{background:transparent}
.nav-open .nav-toggle span::before{top:0;transform:rotate(45deg)}
.nav-open .nav-toggle span::after{top:0;transform:rotate(-45deg)}
.mobile-only{display:none!important}
@media (max-width:1080px){
  .util-left .hide-sm{display:none}
  .nav-toggle{display:inline-flex}
  .header-cta .btn-ghost{display:none}
  .nav{position:fixed;inset:calc(var(--hdr,116px)) 0 0 0;background:#fff;margin:0;padding:12px var(--gutter) 40px;overflow-y:auto;display:none;border-top:1px solid var(--line)}
  .nav-open .nav{display:block}
  .nav>ul{flex-direction:column;align-items:stretch;gap:0}
  .nav>ul>li{border-bottom:1px solid var(--line)}
  .nav a,.nav button.navlink{padding:17px 4px;border-radius:0;font-size:1.05rem;width:100%;justify-content:space-between}
  .nav a:hover,.nav button.navlink:hover,.nav .open>button.navlink{background:none}
  .menu{position:static;box-shadow:none;border:0;padding:0 0 12px;opacity:1;visibility:visible;transform:none;display:none;min-width:0}
  .has-menu.open .menu{display:block}
  .menu a{padding:10px 4px;font-size:.98rem}
  .mobile-only:not([hidden]){display:block!important}
}
@media (max-width:640px){
  .util .wrap{justify-content:center}
  .util-right{display:none}
  .header .wrap{min-height:68px;gap:12px}
  .brand img{height:32px}
  .header-cta .btn{min-height:40px;padding:0 14px;font-size:.9rem}
}

/* hero */
.hero{position:relative;color:#fff;background:var(--navy-900);overflow:hidden;isolation:isolate}
.hero picture,.hero .hero-img{position:absolute;inset:0;z-index:-2}
.hero .hero-img{width:100%;height:100%;object-fit:cover;object-position:62% 50%}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(0,20,58,.94) 0%,rgba(0,20,58,.82) 38%,rgba(0,20,58,.35) 72%,rgba(0,20,58,.15) 100%),linear-gradient(0deg,rgba(0,20,58,.55),transparent 40%)}
.hero .wrap{padding-top:clamp(72px,11vw,140px);padding-bottom:clamp(64px,9vw,120px)}
.hero h1{color:#fff;max-width:17ch;margin-bottom:22px;font-size:clamp(2.4rem,4.8vw,3.75rem)}
.hero .eyebrow{color:#9fc0ff}
.hero p.lead{color:#d6dff0;font-size:clamp(1.05rem,1.6vw,1.22rem);max-width:560px;margin-bottom:34px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px}
.hero-facts{display:flex;flex-wrap:wrap;gap:12px 34px;margin:52px 0 0;padding:26px 0 0;border-top:1px solid rgba(255,255,255,.18);list-style:none;max-width:760px}
.hero-facts li{font-size:.95rem;color:#d6dff0}
.hero-facts strong{display:block;color:#fff;font-weight:600;font-size:1rem}
.hero-facts a{color:#fff;text-decoration:none}
@media (max-width:640px){.hero::before{background:linear-gradient(180deg,rgba(0,20,58,.72) 0%,rgba(0,20,58,.9) 60%,rgba(0,20,58,.96) 100%)} .hero-actions .btn{flex:1 1 100%}}

/* sections */
.section{padding:clamp(72px,9vw,120px) 0}
.section.tight{padding:clamp(56px,7vw,88px) 0}
.section.stone{background:var(--stone)}
.section.navy{background:var(--navy-900);color:#c8d3e8}
.section.navy h2,.section.navy h3{color:#fff}
.sec-head{max-width:760px;margin-bottom:48px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head.center .lead{margin-left:auto;margin-right:auto}
.sec-head.split{max-width:none;display:flex;justify-content:space-between;align-items:end;gap:32px;flex-wrap:wrap}
.sec-head.split>div{max-width:680px}
.sec-head h2{margin-bottom:14px}
.sec-head .lead{margin:0}

/* cards */
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:1000px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;transition:box-shadow .25s,transform .25s,border-color .25s}
.card:hover{box-shadow:var(--shadow);border-color:var(--line-2)}
.card h3{margin-bottom:10px}
.card p{color:var(--muted);font-size:.98rem}
.card .link-arrow{margin-top:auto;padding-top:14px}
.card .num{font:600 .8rem/1 var(--sans);letter-spacing:.12em;color:var(--navy-600);margin-bottom:18px}
.ticks{list-style:none;margin:4px 0 18px;padding:0;display:grid;gap:9px}
.ticks li{position:relative;padding-left:28px;font-size:.96rem;color:var(--ink-2);line-height:1.45}
.ticks li::before{content:"";position:absolute;left:2px;top:.28em;width:16px;height:16px;border-radius:50%;background:var(--blue-50)}
.ticks li::after{content:"";position:absolute;left:7.5px;top:.52em;width:4px;height:7px;border-right:1.8px solid var(--navy-600);border-bottom:1.8px solid var(--navy-600);transform:rotate(45deg)}
.ticks.two{grid-template-columns:1fr 1fr;gap:10px 22px}
@media (max-width:640px){.ticks.two{grid-template-columns:1fr}}

.product{padding:0;overflow:hidden}
.product .ph{aspect-ratio:16/10;overflow:hidden;background:var(--stone-2)}
.product .ph img{width:100%;height:100%;object-fit:cover;transition:transform .6s}
.product:hover .ph img{transform:scale(1.03)}
.product .body{padding:28px;display:flex;flex-direction:column;flex:1}

.feature{display:grid;grid-template-columns:44px 1fr;gap:18px;align-items:start;padding:26px 0;border-top:1px solid var(--line)}
.feature .ic{width:44px;height:44px;border-radius:12px;background:var(--blue-50);color:var(--navy);display:grid;place-items:center}
.feature .ic svg{width:22px;height:22px}
.feature h3{margin-bottom:6px}.feature p{margin:0;color:var(--muted);font-size:.98rem}
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:0 40px}
@media (max-width:1000px){.features{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.features{grid-template-columns:1fr}}

.split{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(32px,6vw,80px);align-items:center}
.split.rev>:first-child{order:2}
@media (max-width:900px){.split{grid-template-columns:1fr}.split.rev>:first-child{order:0}}
.media{border-radius:calc(var(--radius) + 6px);overflow:hidden;box-shadow:var(--shadow-lg);background:var(--stone-2)}
.media img{width:100%;height:100%;object-fit:cover}

/* quote band */
.quote-band{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-800) 60%,var(--navy-900) 100%);color:#c8d3e8;border-radius:calc(var(--radius) + 8px);padding:clamp(32px,5vw,56px);display:grid;grid-template-columns:1fr 1.1fr;gap:40px;align-items:center;position:relative;overflow:hidden}
.quote-band h2{color:#fff;margin-bottom:10px}
.quote-band p{margin:0;color:#c8d3e8}
.qform{display:grid;grid-template-columns:1fr auto;gap:12px;align-items:end}
.qform label{grid-column:1/-1;font-size:.85rem;font-weight:600;color:#fff;margin-bottom:-4px}
.qform select{appearance:none;height:52px;border-radius:12px;border:1px solid rgba(255,255,255,.25);background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%2301215c' stroke-width='2'/%3E%3C/svg%3E") no-repeat right 16px center;padding:0 44px 0 16px;font:500 1rem var(--sans);color:var(--ink);width:100%}
.qform .btn{height:52px}
.qform small{grid-column:1/-1;color:#9fb0cf}
.qform small a{color:#fff}
@media (max-width:900px){.quote-band{grid-template-columns:1fr}}
@media (max-width:520px){.qform{grid-template-columns:1fr}}

/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;list-style:none;margin:0;padding:0}
.steps li{position:relative;padding-top:58px}
.steps li::before{counter-increment:s;content:"0" counter(s);position:absolute;top:0;left:0;font:600 1.6rem/1 var(--serif);color:#9fc0ff}
.steps li::after{content:"";position:absolute;top:13px;left:56px;right:-12px;height:1px;background:rgba(255,255,255,.18)}
.steps li:last-child::after{display:none}
.steps h3{color:#fff;margin-bottom:8px}.steps p{margin:0;font-size:.97rem}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}.steps li::after{display:none}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}
.claims-cta{display:flex;flex-wrap:wrap;gap:14px 28px;align-items:center;margin-top:52px;padding-top:32px;border-top:1px solid rgba(255,255,255,.14)}
.claims-cta .phone{font:600 1.5rem/1.2 var(--serif);color:#fff;text-decoration:none}

/* office gallery */
.gallery{display:grid;grid-template-columns:1.4fr 1fr;grid-template-rows:1fr 1fr;gap:16px;height:clamp(380px,46vw,560px)}
.gallery figure{margin:0;border-radius:var(--radius);overflow:hidden;position:relative;background:var(--stone-2)}
.gallery figure:first-child{grid-row:1/3}
.gallery img{width:100%;height:100%;object-fit:cover}
.gallery figcaption{position:absolute;left:12px;bottom:12px;background:rgba(255,255,255,.94);color:var(--ink);font-size:.82rem;font-weight:600;padding:6px 10px;border-radius:999px}
@media (max-width:700px){.gallery{grid-template-columns:1fr 1fr;grid-template-rows:auto auto;height:auto}.gallery figure:first-child{grid-column:1/3;grid-row:auto;aspect-ratio:16/10}.gallery figure{aspect-ratio:1/1}}

/* contact */
.contact-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius);background:#fff;overflow:hidden}
.contact-grid>div{padding:28px;border-right:1px solid var(--line)}
.contact-grid>div:last-child{border-right:0}
.contact-grid h3{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:650;margin-bottom:12px}
.contact-grid p{margin:0;color:var(--ink);font-size:1rem}
.contact-grid a{color:var(--ink);text-decoration:none;font-weight:600}
.contact-grid a:hover{color:var(--blue);text-decoration:underline}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr 1fr}.contact-grid>div:nth-child(2){border-right:0}.contact-grid>div:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media (max-width:520px){.contact-grid{grid-template-columns:1fr}.contact-grid>div{border-right:0;border-bottom:1px solid var(--line)}.contact-grid>div:last-child{border-bottom:0}}

/* page hero (inner pages) */
.phero{background:var(--navy-900);color:#c8d3e8;position:relative;overflow:hidden;isolation:isolate}
.phero::after{content:"";position:absolute;right:-12%;top:-40%;width:60%;aspect-ratio:1;border-radius:50%;background:radial-gradient(closest-side,rgba(31,95,191,.35),transparent);z-index:-1}
.phero .wrap{padding-top:clamp(48px,7vw,88px);padding-bottom:clamp(48px,7vw,88px)}
.phero h1{color:#fff;font-size:clamp(2.1rem,4.4vw,3.4rem);max-width:20ch;margin-bottom:14px}
.phero p{font-size:1.15rem;max-width:620px;margin:0}
.phero .eyebrow{color:#9fc0ff}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:0 0 26px;padding:0;font-size:.86rem}
.crumbs li+li::before{content:"/";margin-right:8px;color:#6f80a3}
.crumbs a{color:#c8d3e8;text-decoration:none}.crumbs a:hover{color:#fff;text-decoration:underline}
.crumbs [aria-current]{color:#fff}
.phero .hero-actions{margin-top:30px}

/* FAQ */
.faq{max-width:860px}
.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq details:first-of-type{border-top:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:20px;align-items:center;padding:20px 0;font:600 1.07rem/1.4 var(--sans);color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:28px;height:28px;border-radius:50%;background:var(--stone) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath d='M6 1v10M1 6h10' stroke='%2301215c' stroke-width='1.8'/%3E%3C/svg%3E") no-repeat center;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .ans{padding:0 48px 22px 0;color:var(--muted)}
.faq .ans ul{margin:0 0 1em;padding-left:1.2em}
.faq-tools{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-bottom:36px}
.faq-tools input{flex:1 1 280px;height:50px;border:1px solid var(--line-2);border-radius:999px;padding:0 20px;font:400 1rem var(--sans)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{height:40px;padding:0 16px;border-radius:999px;border:1px solid var(--line-2);background:#fff;font:550 .9rem var(--sans);color:var(--ink-2);cursor:pointer}
.chip[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.faq-group h2{font-size:1.6rem;margin:44px 0 12px}
.faq-group:first-child h2{margin-top:0}
.empty{display:none;color:var(--muted)}

/* prose */
.prose{max-width:780px}
.prose h2{font-size:1.7rem;margin:2em 0 .6em}
.prose h2:first-child{margin-top:0}
.prose h3{margin:1.6em 0 .5em}
.prose h4{margin:1.3em 0 .4em}
.prose ul,.prose ol{padding-left:1.25em;margin:0 0 1.2em}
.prose li{margin:.3em 0}
.prose strong{color:var(--ink)}
.toc{position:sticky;top:110px;align-self:start;border-left:2px solid var(--line);padding-left:18px}
.toc h2{font:650 .78rem/1 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:14px}
.toc ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.toc a{color:var(--ink-2);text-decoration:none;font-size:.95rem}.toc a:hover{color:var(--navy);text-decoration:underline}
.with-toc{display:grid;grid-template-columns:240px 1fr;gap:64px}
@media (max-width:900px){.with-toc{grid-template-columns:1fr}.toc{position:static}}
.guide-sec{padding-top:8px;margin-bottom:56px}
.guide-sec>h2{font-size:clamp(1.7rem,3vw,2.2rem)}
.guide-article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;margin-bottom:20px}
.guide-article h3{font-size:1.3rem}

/* people */
.person{text-align:left;padding:0;overflow:hidden}
.person .ph{aspect-ratio:4/4.3;background:var(--stone-2);overflow:hidden}
.person .ph img{width:100%;height:100%;object-fit:cover;object-position:50% 20%}
.person .body{padding:22px 24px 26px}
.person h3{margin-bottom:4px}
.person p{margin:0 0 6px}

/* CTA band */
.cta{background:var(--stone)}
.cta-box{display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.cta-box h2{margin-bottom:8px}
.cta-box p{margin:0;color:var(--muted)}
.cta-box .hero-actions{flex:none}

/* footer */
.footer{background:var(--navy-900);color:#a9b6cf;font-size:.95rem}
.footer .wrap{padding-top:72px;padding-bottom:32px}
.f-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.12)}
.f-top img{height:38px;width:auto;margin-bottom:20px}
.f-top h2{font:650 .78rem/1 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:#fff;margin:6px 0 18px}
.f-top ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.footer a{color:#d6dff0;text-decoration:none}
.footer a:hover{color:#fff;text-decoration:underline}
.f-contact p{margin:0 0 10px}
.f-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px;padding-top:26px;font-size:.86rem}
.f-bottom ul{display:flex;gap:22px;list-style:none;margin:0;padding:0}
@media (max-width:900px){.f-top{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.f-top{grid-template-columns:1fr}}

/* reveal */
.js .reveal{opacity:0;transform:translateY(14px);transition:opacity .7s ease,transform .7s ease}
.js .reveal.in{opacity:1;transform:none}
@media print{.util,.header,.footer,.nav-toggle{display:none}}